Swap USD Coin (USDC) to Monero (XMR) Instantly

Swap USD Coin (USDC) on ARB to Monero (XMR) quickly and securely with Paysmaker. No KYC, fast execution and transparent pricing.

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USDC to XMR conversion rate

Check live USDC to XMR and XMR to USDC conversion rates based on current liquidity and real-time market depth.

Price calculator

Ready to swap USDC to XMR? Enter your amount and check the live estimate.

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USDC/XMR Live Price Chart

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USDC/XMR Volatility & Historical Ranges

Track real high/low ranges for both assets over standard reporting periods.

USDC Volatility

PeriodHighLowAverageSpread / Volatility
24 Hours$1.00$0.9996$1.000.09%
7 Days$1.00$0.9995$1.000.20%
30 Days$1.00$0.9992$1.000.23%

XMR Volatility

PeriodHighLowAverageSpread / Volatility
24 Hours$554.66$521.75$538.216.31%
7 Days$571.14$514.63$542.8910.98%
30 Days$631.17$485.04$558.1030.13%

USDC (USDC)

Today's price
$0.9999
24h %
+0.00%
Market cap
$73.05B
24h volume
$16.60B
Circulating supply
73.06B USDC
Updated
01:15 AM UTC
ATH
$1.17

Monero (XMR)

Today's price
$550.58
24h %
+4.08%
Market cap
$10.36B
24h volume
$105.91M
Circulating supply
18.82M XMR
Updated
01:15 AM UTC
ATH
$798.91

Data from CoinMarketCap

Market data

USDC (USDC)

USDC (USDC) currently trades at $0.9999 on CoinMarketCap. In the last 24 hours the quoted range ran from $0.9996 to $1.00, with a 24-hour change of +0.00%.

Over seven days the market printed from $0.9995 to $1.00, and the weekly change is -0.00%. The 30-day range sat from $0.9992 to $1.00, while the monthly change is +0.01%.

Market capitalization is $73.05B, with $16.60B changing hands in the last 24 hours. The 24-hour band spanned 0.09% of its low, the seven-day band spanned 0.20%, and the 30-day band spanned 0.23%. Spot $0.9999 sits inside the 24-hour corridor between $0.9996 and $1.00. A weekly low of $0.9995 and high of $1.00 frame the latest seven-day tape. The 30-day high of $1.00 and low of $0.9992 remain the outer bounds of the last month.

Monero (XMR)

Monero (XMR) currently trades at $550.58 on CoinMarketCap. In the last 24 hours the quoted range ran from $521.75 to $554.66, with a 24-hour change of +4.08%.

Over seven days the market printed from $514.63 to $571.14, and the weekly change is -1.43%. The 30-day range sat from $485.04 to $631.17, while the monthly change is +6.77%.

Market capitalization is $10.36B, with $105.91M changing hands in the last 24 hours. The 24-hour band spanned 6.31% of its low, the seven-day band spanned 10.98%, and the 30-day band spanned 30.13%. Spot $550.58 sits inside the 24-hour corridor between $521.75 and $554.66. A weekly low of $514.63 and high of $571.14 frame the latest seven-day tape. The 30-day high of $631.17 and low of $485.04 remain the outer bounds of the last month.

All-time high

USDC (USDC)

ATH price
$1.17
ATH date
Nov 17, 2021
Days elapsed
1,791
Below peak
14.79%

USDC is 14.79% below its all-time high of $1.17 from Nov 17, 2021 (1,791 days ago). Sending USDC today means swapping an asset that is still 14.79% under that peak.

Monero (XMR)

ATH price
$798.91
ATH date
Jan 14, 2026
Days elapsed
272
Below peak
31.08%

Monero is 31.08% below its all-time high of $798.91 from Jan 14, 2026 (272 days ago). Receiving XMR today means getting an asset that is still 31.08% under that peak.

Step-by-Step Overview

  • Enter the amount of USDC you want to swap
  • Provide your Monero (XMR) wallet address
  • Send USDC to the generated deposit address
  • Receive Monero (XMR) directly in your wallet

Benefits

  • No KYC or registration required
  • Fast transaction processing
  • Competitive real-time rates
  • Secure and direct wallet delivery

Price calculator

Ready to swap USDC to XMR? Enter your amount and check the live estimate.

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FAQ

How long does a USDC to Monero (XMR) swap take?

Most USDC to Monero (XMR) swaps complete within 5 to 30 minutes, requiring 1 to 3 network confirmations on the sender blockchain.

What are the minimum and maximum limits for swapping USDC to Monero (XMR)?

The minimum amount starts from approximately $2 to $10 in equivalent USDC, while maximum liquidity reaches up to $50,000 to $100,000 per order.

What is the difference between fixed and floating rates?

With floating rates, your exchange executes against live market order books upon deposit confirmation, typically within 0.5% to 1% spread. Fixed rates lock the exact price for 10 to 20 minutes.

Do I need to complete KYC verification to swap USDC to Monero (XMR)?

No account registration or identity verification is required for 99%+ of standard swaps, ensuring private and direct crypto transfers.

Are all fees included when converting USDC to Monero (XMR)?

Yes, 100% of all processing and network gas costs are already included in the quoted receive amount with zero hidden charges.

How many blockchain network confirmations are needed for USDC?

Transactions typically require 1 to 12 confirmations depending on the blockchain network before the exchange is automatically released.

What happens if I send less than the minimum required amount?

Deposits below the minimum threshold (typically under $2) cannot be processed by liquidity partners and may not be recoverable if network gas exceeds the amount.

Is it safe to swap USDC to Monero (XMR) on Paysmaker?

Yes. Paysmaker employs non-custodial routing with 256-bit SSL encryption so your private keys never leave your custody.

Can I track my USDC to Monero (XMR) exchange status?

Yes. Each swap provides a unique 12-character order ID with a live status tracker updated every 5 seconds until funds arrive.

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