Swap Tether (USDT) to Monero (XMR) Instantly

Swap Tether (USDT) on MATIC to Monero (XMR) quickly and securely with Paysmaker. No KYC, fast execution and transparent pricing.

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USDT to XMR conversion rate

Check live USDT to XMR and XMR to USDT conversion rates based on current liquidity and real-time market depth.

Price calculator

Ready to swap USDT to XMR? Enter your amount and check the live estimate.

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USDT/XMR Live Price Chart

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USDT/XMR Volatility & Historical Ranges

Track real high/low ranges for both assets over standard reporting periods.

USDT Volatility

PeriodHighLowAverageSpread / Volatility
24 Hours$0.9995$0.9984$0.99890.11%
7 Days$1.00$0.9984$1.000.35%
30 Days$1.00$0.9984$1.000.35%

XMR Volatility

PeriodHighLowAverageSpread / Volatility
24 Hours$554.66$521.75$538.216.31%
7 Days$571.14$514.63$542.8910.98%
30 Days$631.17$485.04$558.1030.13%

Tether (USDT)

Today's price
$0.9991
24h %
+0.03%
Market cap
$184.00B
24h volume
$65.36B
Circulating supply
184.16B USDT
Updated
01:15 AM UTC
ATH
$1.22

Monero (XMR)

Today's price
$550.58
24h %
+4.08%
Market cap
$10.36B
24h volume
$105.91M
Circulating supply
18.82M XMR
Updated
01:15 AM UTC
ATH
$798.91

Data from CoinMarketCap

Market data

Tether (USDT)

Tether (USDT) currently trades at $0.9991 on CoinMarketCap. In the last 24 hours the quoted range ran from $0.9984 to $0.9995, with a 24-hour change of +0.03%.

Over seven days the market printed from $0.9984 to $1.00, and the weekly change is -0.08%. The 30-day range sat from $0.9984 to $1.00, while the monthly change is -0.04%.

Market capitalization is $184.00B, with $65.36B changing hands in the last 24 hours. The 24-hour band spanned 0.11% of its low, the seven-day band spanned 0.35%, and the 30-day band spanned 0.35%. Spot $0.9991 sits inside the 24-hour corridor between $0.9984 and $0.9995. A weekly low of $0.9984 and high of $1.00 frame the latest seven-day tape. The 30-day high of $1.00 and low of $0.9984 remain the outer bounds of the last month.

Monero (XMR)

Monero (XMR) currently trades at $550.58 on CoinMarketCap. In the last 24 hours the quoted range ran from $521.75 to $554.66, with a 24-hour change of +4.08%.

Over seven days the market printed from $514.63 to $571.14, and the weekly change is -1.43%. The 30-day range sat from $485.04 to $631.17, while the monthly change is +6.77%.

Market capitalization is $10.36B, with $105.91M changing hands in the last 24 hours. The 24-hour band spanned 6.31% of its low, the seven-day band spanned 10.98%, and the 30-day band spanned 30.13%. Spot $550.58 sits inside the 24-hour corridor between $521.75 and $554.66. A weekly low of $514.63 and high of $571.14 frame the latest seven-day tape. The 30-day high of $631.17 and low of $485.04 remain the outer bounds of the last month.

All-time high

Tether (USDT)

ATH price
$1.22
ATH date
Feb 25, 2015
Days elapsed
4,248
Below peak
17.80%

Tether is 17.80% below its all-time high of $1.22 from Feb 25, 2015 (4,248 days ago). Sending USDT today means swapping an asset that is still 17.80% under that peak.

Monero (XMR)

ATH price
$798.91
ATH date
Jan 14, 2026
Days elapsed
272
Below peak
31.08%

Monero is 31.08% below its all-time high of $798.91 from Jan 14, 2026 (272 days ago). Receiving XMR today means getting an asset that is still 31.08% under that peak.

Step-by-Step Overview

  • Enter the amount of Tether (USDT) you want to swap
  • Provide your Monero (XMR) wallet address
  • Send Tether (USDT) to the generated deposit address
  • Receive Monero (XMR) directly in your wallet

Benefits

  • No KYC or registration required
  • Fast transaction processing
  • Competitive real-time rates
  • Secure and direct wallet delivery

Price calculator

Ready to swap USDT to XMR? Enter your amount and check the live estimate.

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FAQ

How long does a Tether (USDT) to Monero (XMR) swap take?

Most Tether (USDT) to Monero (XMR) swaps complete within 5 to 30 minutes, requiring 1 to 3 network confirmations on the sender blockchain.

What are the minimum and maximum limits for swapping Tether (USDT) to Monero (XMR)?

The minimum amount starts from approximately $2 to $10 in equivalent Tether (USDT), while maximum liquidity reaches up to $50,000 to $100,000 per order.

What is the difference between fixed and floating rates?

With floating rates, your exchange executes against live market order books upon deposit confirmation, typically within 0.5% to 1% spread. Fixed rates lock the exact price for 10 to 20 minutes.

Do I need to complete KYC verification to swap Tether (USDT) to Monero (XMR)?

No account registration or identity verification is required for 99%+ of standard swaps, ensuring private and direct crypto transfers.

Are all fees included when converting Tether (USDT) to Monero (XMR)?

Yes, 100% of all processing and network gas costs are already included in the quoted receive amount with zero hidden charges.

How many blockchain network confirmations are needed for Tether (USDT)?

Transactions typically require 1 to 12 confirmations depending on the blockchain network before the exchange is automatically released.

What happens if I send less than the minimum required amount?

Deposits below the minimum threshold (typically under $2) cannot be processed by liquidity partners and may not be recoverable if network gas exceeds the amount.

Is it safe to swap Tether (USDT) to Monero (XMR) on Paysmaker?

Yes. Paysmaker employs non-custodial routing with 256-bit SSL encryption so your private keys never leave your custody.

Can I track my Tether (USDT) to Monero (XMR) exchange status?

Yes. Each swap provides a unique 12-character order ID with a live status tracker updated every 5 seconds until funds arrive.

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